Protocol Fees
Moar Market applies protocol-level fees at various stages of borrower and liquidator interaction. These fees are used to support sustainable protocol operations and incentivize third-party actors like liquidators.
🟢 Origination Fees
There are no origination fees charged currently.
If enabled in the future, origination fees would be applied as a percentage of the borrowed amount and configured per isolated pool.
🟠Interest Rate Spread
Moar charges a continuous protocol fee on the interest earned by lenders. This is defined as a spread between:
The borrower’s interest rate
The lender’s supply APY
The difference (configured via fee_on_interest
) is retained by the protocol. It is deducted from gross borrower interest before distribution to lenders.
🔴 Liquidation Fees
When a Credit Account is liquidated, a liquidation bonus is applied — allowing the liquidator to seize collateral worth slightly more than the debt repaid.
This bonus is:
Paid by the borrower via seized assets
Split between the liquidator and the protocol, depending on pool configuration
This ensures that:
Liquidators are properly incentivized
The protocol captures value from managing risk
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