Moar Market Docs
  • Moar Market
  • Protocol Overview
    • Credit Account
    • Account Health & Liquidation
    • Lending Pools
    • Interest Rate Model
    • Yield Strategies
    • Tiered Oracle
    • Modular Architecture & Integrations
    • Protocol Fees
  • Product Applications
    • Leverage Concentrated Liquidity
      • Understanding PnL
    • Margin Trading
  • Integrations
  • Points
  • Contracts
  • Risks
  • Audits
  • Terms of Service
  • Privacy Policy
  • Protocol Disclaimer
  • Links
Powered by GitBook
On this page
  • 🧱 Pool Structure
  • 📥 For Lenders
  • 💸 For Borrowers
  • 🧮 Per-Asset LTVs
  • 🔧 Configuration Flexibility
  1. Protocol Overview

Lending Pools

Moar Market supports multiple isolated lending pools, each configured independently with its own assets, interest rate model, risk parameters, and strategy support. Pools act as sources of liquidity from which Credit Accounts can borrow.

🧱 Pool Structure

Each pool is a standalone component that manages:

  • Liquidity reserves — assets supplied by lenders

  • Interest accrual — tracks borrower interest over time

  • LTV definitions — per-asset loan-to-value ratios

  • Fee configuration — protocol fee on interest earned (fee_on_interest)

Pools are risk-isolated — volatility in one pool does not affect others.

📥 For Lenders

Lenders can deposit supported assets into a pool and earn interest over time.

Key mechanics:

  • Interest is earned from borrower repayments

  • Earnings are auto-compounded into the pool’s reserves

  • Supply APR is derived from real-time borrow activity and utilization

  • A protocol fee (fee_on_interest) may be applied to interest earned

Lenders can withdraw at any time, subject to pool liquidity.

💸 For Borrowers

Credit Accounts can borrow assets from any active pool as long as the account remains healthy under pool-specific LTV constraints.

Borrowing behavior is governed by:

  • The amount of liquidity available

  • The asset’s LTV in that pool

  • The interest rate model and utilization

Each borrow action updates the account’s debt and triggers a health check to ensure solvency.

🧮 Per-Asset LTVs

Each pool defines custom LTVs per supported asset, allowing the protocol to assign risk-weighted borrowing power.

For example:

  • USDC in Pool A may have LTV = 80%

  • The same USDC in Pool B could have LTV = 70% (e.g. due to attached strategies or market risk)

This lets pools fine-tune borrowing power per asset based on their own risk profile.

🔧 Configuration Flexibility

Pools are highly configurable and can be updated by governance to:

  • Add or remove supported assets

  • Adjust LTVs

  • Tune interest rate parameters

  • Enable or disable strategy usage

This flexibility allows Moar to evolve with market conditions while maintaining strict pool-level isolation and control.

PreviousAccount Health & LiquidationNextInterest Rate Model

Last updated 10 days ago