# Moar Market

**Overview** 

Moar Market is the Credit Layer for Aptos DeFi. It introduces the concept of Composable Leverage - giving you credit to use across DeFi Protocols. 

**What can you do using Moar Market?** 

1. Leverage Farm -> amplify yield opportunities
2. Trade with Margin on ThalaSwap, Hyperion etc 
3. Lend to Borrowers: earn Passive yield that’s higher than a Crypto Money Market. 

**Composable, yet Trustless** 

These loans are fully collateralized - and although you can access leverage in a composable setting, they are trustless; funds are held in a "Credit Account" at all times which interact with certain whitelisted protocols. Positions remain in the custody of this credit account and can be liquidated at any time - if the collateral no longer meets margin requirements. You can learn more about the Credit Account here: [credit-account](https://docs.moar.market/protocol-overview/credit-account "mention")

**There are two market participants on Moar:** 

1. **Lenders** 

Lenders provide passive liquidity in exchange for yield. Their liquidity is lent to borrowers. 

2. **Borrowers**

Borrowers provide collateral and can borrow more to perform actions across DeFi on Aptos, e.g. trading on ThalaSwap or farming certain pools. 

**Moar Market v/s Crypto Money Markets**

Moar Market is distinct when compared to existing crypto money markets, such as Aave and Compound. It has the following unique features: 

1. Higher Lending Rates than Traditional On-Chain Money Market Protocols
2. Access 10x Leverage on Whitelisted Protocols
3. Modular; Permissionlessly Create Lending Pools
4. Capital Efficient Strategies; cross-collateralize assets across protocols and pools.

**Modular Means Moar**

Moar Market is Modular by design. Amongst other advantages, this unlocks the possibility of lending pools for a wide variety of assets and strategies, for which pools can be created permissionlessly.  

1. RWAs
2. Delta-Neutral Strats
3. Borrowers with Stablecoin Collateral
4. Long-tail Assets 
5. wBTC & wETH
6. ​KYCed Participants for Securities