# Moar Market

**Overview** 

Moar Market is the Credit Layer for Aptos DeFi. It introduces the concept of Composable Leverage - giving you credit to use across DeFi Protocols. 

**What can you do using Moar Market?** 

1. Leverage Farm -> amplify yield opportunities
2. Trade with Margin on ThalaSwap, Hyperion etc 
3. Lend to Borrowers: earn Passive yield that’s higher than a Crypto Money Market. 

**Composable, yet Trustless** 

These loans are fully collateralized - and although you can access leverage in a composable setting, they are trustless; funds are held in a "Credit Account" at all times which interact with certain whitelisted protocols. Positions remain in the custody of this credit account and can be liquidated at any time - if the collateral no longer meets margin requirements. You can learn more about the Credit Account here: [credit-account](https://docs.moar.market/protocol-overview/credit-account "mention")

**There are two market participants on Moar:** 

1. **Lenders** 

Lenders provide passive liquidity in exchange for yield. Their liquidity is lent to borrowers. 

2. **Borrowers**

Borrowers provide collateral and can borrow more to perform actions across DeFi on Aptos, e.g. trading on ThalaSwap or farming certain pools. 

**Moar Market v/s Crypto Money Markets**

Moar Market is distinct when compared to existing crypto money markets, such as Aave and Compound. It has the following unique features: 

1. Higher Lending Rates than Traditional On-Chain Money Market Protocols
2. Access 10x Leverage on Whitelisted Protocols
3. Modular; Permissionlessly Create Lending Pools
4. Capital Efficient Strategies; cross-collateralize assets across protocols and pools.

**Modular Means Moar**

Moar Market is Modular by design. Amongst other advantages, this unlocks the possibility of lending pools for a wide variety of assets and strategies, for which pools can be created permissionlessly.  

1. RWAs
2. Delta-Neutral Strats
3. Borrowers with Stablecoin Collateral
4. Long-tail Assets 
5. wBTC & wETH
6. ​KYCed Participants for Securities


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.moar.market/moar-market.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.